The Covid winter seems to be finally ending for debt-oriented mutual fund (MF) schemes as interest rates peak, especially for those that invest in shorter-maturity papers. In the past two months, shorter-horizon debt schemes - ultra-short, low-duration, and money-market - have together raked in net inflows of Rs 48,000 crore, the highest for two months since April-May 2021. These schemes invest in shorter-maturity papers ranging from three months to a year.
After a stellar 2023, the mutual fund industry sustained its growth momentum in 2024 with an impressive Rs 17 lakh crore surge in assets, driven by buoyant equity markets, robust economic growth, and increasing investor participation. Experts are predicting the positive trend will extend into 2025.
From July 1, retail investors can offer stocks through exchanges for de-listing, buyback and open offers
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Sooner the investors shift, the better it is as a majority of equity funds have single-digit returns since January 31.
Except for liquidity, which could act in favour or against the market in the short term, most market participants are bullish.
The total number of demat accounts in the country stood at 171.1 million as of August 31.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Such schemes try to exploit an anomaly in taxation, but aren't in violation of laws, experts say.
Mihir Tanna, Associate Director, S K Patodia & Associates, answers your tax queries.
Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.
HFCs and banks expect a drop in demand for housing loans in the short-term.
Pepsico's Indra Nooyi claims she remains bullish on India, while Sebi's Sinha makes the case for using pension money to pump capital into the market, reports Faisal Kidwai.
RNOR status is a sub-set of the Resident Status.
With the reality of coalition politics staring the BJP in its face, this was inevitable, points out Ramesh Menon.
Among Sensex shares, Bajaj Finserve, ICICI Bank, Bharti Airtel, Bajaj Finance, Sun Pharma, Maruti Suzuki, ITC, and Nestle were the lead gainers. On the other hand, L&T Wipro, IndusInd Bank and TCS and Tata Motors were the lead losers.
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With uncertainty looming large over Indian markets, retail investors can increase their exposure to US funds.
The stocks are largely from sectors such as chemicals, finance and cement, which struggled earlier but the worse seems to be behind them.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries
They can be used as collateral for loans and can be sold or traded on stock exchanges
Event-based volatility could rise in the near future, increasing arbitrage opportunities.
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
Domestic institutional investors pumped Rs 2.3 trillion into equities during H1 CY24. Of this, mutual funds contributed 80%.
A 'timing plus SIP' method could match the commitment of x in ordinary months and commit say, 2x or 3x in months where there has been a big correction.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
For the first time in the history of Budget-making in India, a single Budget will touch 65 crore Indians, says Shailesh Haribhakti.
Investors are reluctant to take long-term positions this year after the spectacular gains in 2023. The delivery-based trades on the National Stock Exchange (NSE) have declined to below 36 per cent this year from an average of 38.1 per cent in 2023. Investors tend to seek delivery for stocks where they see a long-term investment opportunity or tactical positional trade.
Use fixed maturity plans to tide interest rate volatility if you're okay with lock-in because longer duration. FMPs can give up to annualised 7.7 per cent returns.
Unless they have capital gains or assets abroad, most individuals will need to file ITR-1 or ITR-2A.
'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'
Rajesh Bhayani highlights all that you need to know about the online currency.
'It makes sense to have gold in one's portfolio keeping the political and economic risks of 2024 in mind.'
Investors took comfort from Finance Minister Arun Jaitley's statement, who underlined the need to have globally compatible tax rates to broad-base the economy
Financial planners also believe that retail investors should avoid the IPOs or direct stock route because it is too risky for them.
rediffGURU Hemant Bokil answers your personal finance queries
Cash trading volume declined in 2022, even as benchmark indices outperformed their peers. The average daily trading volume (ADTV) for the cash segment fell 18 per cent year-on-year to Rs 61,392 crore (NSE and BSE combined). The ADTV for the futures and options (F&O) segment (NSE and BSE combined) stood at Rs 125 trillion (notional turnover), up 117 per cent from the previous year.
While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.
Any market correction, analysts say, would be an attractive entry point for risky assets, which should do well over the medium-to-long term.
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